Financial Literacy
Discover engaging resources and practical tools designed to boost your financial confidence and master personal finance.
Budget Guides & Tools
Making a Budget (Consumer.gov) provides practical tips and tools for tracking income and expenses, setting financial goals, and adjusting spending habits to enhance financial health.
Student Financial Counseling offered by Purdue Federal Credit Union page provides a variety of financial tools that assist individuals in budgeting, saving, and planning for future expenses, empowering them to make informed financial decisions.
Personal Budgeting Worksheet is a structured tool that helps individuals track their income and expenses, allowing them to organize their finances, set spending limits, and achieve their financial goals by providing a clear overview of their financial situation.
Monthly Budget Calculator helps users create a customized budget by tracking income and expenses, allowing them to manage their finances effectively and identify areas for improvement and savings.
The Reddit post in the r/personalfinance community shares a user-created spreadsheet designed for individuals who are unfamiliar with budgeting. It provides an easy-to-use format for tracking income and expenses, helping users gain control over their finances and improve their budgeting skills.
Saving
Mint is a personal finance management tool that helps users track their spending, create budgets, and monitor their financial goals, all in one place. It offers insights into financial habits and helps users manage their money more effectively.
EveryDollar offered by Ramsey Solutions, is a budgeting tool that allows users to create and manage their monthly budgets easily. It provides a simple interface for tracking expenses, planning savings, and staying accountable to financial goals, helping users achieve financial peace of mind.
Understanding Credit
Credit Cards 101 is a comprehensive three-part series that covers the essential concepts of credit cards, including how they work, the importance of building credit, and strategies for responsible usage to avoid debt and maximize benefits.
Goal-setting
The Importance of Goal-Setting for Teens, provided by the Boys & Girls Clubs of America, offers valuable insights and practical strategies for teens and young adults to effectively set and achieve their personal goals through the SMART framework, which emphasizes making goals Specific, Measurable, Achievable, Relevant, and Time-bound to foster personal growth and development.
We Think Twice offers guidance on goal setting for youth, providing practical tips and techniques to help individuals define their objectives, stay motivated, and build life skills essential for achieving personal aspirations and making positive choices.
Personal Finance Learning
Khan Academy Personal Finance section provides accessible and engaging resources to help individuals of all ages understand and master key concepts in money management and personal financial planning.
Budgeting Tools and Guides
The Balance offers practical guides and tips on creating a budget, empowering everyone to take control of their finances by learning straightforward strategies for managing income and expenses effectively.
YNAB provides user-friendly budgeting tools and educational resources to help individuals and families achieve financial control, reduce stress, and make informed financial decisions.
Financial Literacy Enhancement
Jump$tart provides a variety of resources and support to enhance financial literacy for everyone, making it easy and engaging to learn essential money management and personal finance skills.
Practical Money Skills offers a wide range of resources and tools designed to improve financial literacy for all, making it simple and enjoyable to learn and apply crucial money management and personal finance principles.
Financial Advice and Decision-Making
NerdWallet delivers expert advice, comprehensive reviews, and practical tools to help everyone make smart financial decisions, from choosing the best credit cards to navigating loans and investments.
Game On
ZOGO - Unlock the secrets of smart money management and score gift cards while learning with the fun and interactive Zogo app!
The Stock Market Game - lets you experience the excitement of investing by simulating real-world stock trading, all while building your financial knowledge in a risk-free setting!
Invest Quest from iGrad offers an adventurous way to boost your financial literacy, guiding you through investment strategies in a fun and engaging game format!
Mental Health Insights: Transformative TED Talks for Youth
“Your Money and Your Mind” with Wendy De La Rosa
In this TED series, behavioral scientist Wendy De La Rosa uncovers why we overspend and save too little, providing simple strategies for achieving financial security.
"The Importance of Teen Financial Literacy" with Igor Curic
Igor Curic highlights the crucial role financial education plays in empowering teens to make informed money decisions and secure their financial futures.
"How to Start Investing—Responsibly" with Thomas Kehl
Thomas Kehl offers guidance on beginning your investment journey with a focus on ethical and responsible investment strategies.
References:Boys & Girls Clubs of America. (2022). The importance of goal setting for teens. Boys & Girls Clubs of America. Retrieved November 13, 2024, from https://www.bgca.org/news-stories/2022/January/the-importance-of-goal-setting-for-teens/EveryDollar | Make a budget and track expenses. (n.d.). Ramsey Solutions. Retrieved October 10, 2024, from https://www.ramseysolutions.com/ramseyplus/everydollarIGrad: Financial Wellness. (n.d.). Invest quest. Retrieved November 8, 2024, from https://www.igrad.com/games/invest-quest.aspxJumpStart Coalition for Personal Financial Literacy. (n.d.). JumpStart. JumpStart Clearinghouse. Retrieved November 2, 2024, from https://jumpstartclearinghouse.org/Khan Academy. (n.d.). Personal finance. Retrieved November 10, 2024, from https://www.khanacademy.org/college-careers-more/personal-financeLake, R. (2022). Budgets: Everything you need to know. The Balance. Retrieved November 2, 2024, from https://www.thebalancemoney.com/how-to-make-a-budget-1289587Linthicum, L. (2021, March 8). I made a spreadsheet for people who don’t know how to budget. Reddit. Retrieved November 12, 2024, from https://www.reddit.com/r/personalfinance/comments/nbijxz/i_made_a_spreadsheet_for_people_who_dont_know_how/NerdWallet. (n.d.). NerdWallet: Finance smarter. Retrieved November 2, 2024, from https://www.nerdwallet.com/Northwestern University. (n.d.). My personal budget. Retrieved November 2, 2024, from https://www.northwestern.edu/financial-wellness/docs/Personal%20Budgeting%20Worksheet_Final.pdfMint. (n.d.). Budget Tracker & Planner | Free Online Money Management | Mint. Mint. Retrieved October 10, 2024, from https://mint.intuit.com/MoneyAcademy. (2016). Saving - the benefits of saving [Video]. YouTube. Retrieved October 10, 2024, from https://www.youtube.com/watch?v=A8I9rUhR_9UMoneyCoach. (2016, a). Credit Cards 101 (Credit Card Basics 1/3) [Video]. YouTube. Retrieved October 12, 2024, from https://www.youtube.com/watch?v=0ddgrHehprkMoneyCoach. (2016, b). Credit Scores and Reports 101 (Credit Card and Loan Basics 2/3) [Video]. YouTube. Retrieved October 12, 2024, from https://www.youtube.com/watch?v=71iaNlskCc0MoneyCoach. (2016, c). Credit cards: Mistakes and best Practices (Credit Card Basics 3/3) [Video]. YouTube. Retrieved October 12, 2024, from https://www.youtube.com/watch?v=gM0bCqpv3NoMoney Management International. (n.d.). Budget calculator. Money Management International. Retrieved October 12, 2024, from https://www.moneymanagement.org/tools/budget-calculator?sc_camp=91CE3EF2EA954333937A52FD8F1DA568Fitzsimons Credit Union. (2021). ZOGO - Fitzsimons Credit Union. Retrieved November 2, 2024, from https://www.fitzsimonscu.com/digital-services/zogo-financial-literacy-app/Practical Money Skills. (n.d.). Practical money skills. Retrieved October 1, 2024, from https://www.practicalmoneyskills.com/enPragerU. (2022). What is a budget? | Cash Course | PragerU Kids [Video]. Retrieved November 2, 2024, from YouTube. https://www.youtube.com/watch?v=CbhjhWleKGEPurdue Federal Credit Union. (n.d.). Calculators. Purdue Federal Credit Union. Retrieved November 2, 2024, from https://www.purduefed.com/Boiler-Financial-Track/Education/CalculatorsThe Art of Improvement. (2018). A complete guide to goal setting [Video]. YouTube. Retrieved November 2, 2024, from https://www.youtube.com/watch?v=XpKvs-apvOsThe Stock Market Game. (n.d.). The stock market game. Retrieved October 20, 2024, from https://www.stockmarketgame.org/TED. (2021). Why we make bad financial choices -- even when we know better | Your Money and Your Mind [Video]. Retrieved November 2, 2024, from YouTube. https://www.youtube.com/watch?v=caGlzR9F2zITEDx Talks. (2022). The importance of teen financial literacy | Igor Curic | TEDxAmsterdamSalon [Video]. Retrieved November 2, 2024, from YouTube. https://www.youtube.com/watch?v=wKl_kZ7Wef0TEDx Talks. (2024). How to start investing—responsibly | Thomas Kehl | TEDxHSGSalon [Video]. YouTube. Retrieved November 2, 2024, from https://www.youtube.com/watch?v=FXjHwQ6J_yIU.S. Department of Health & Human Services. (n.d.). Goal setting. We Think Twice. Retrieved November 13, 2024, from https://www.wethinktwice.acf.hhs.gov/explore-resources/goal-settingU.S. Government. (n.d.). Making a budget. Consumer.gov. Retrieved October 15, 2024, from https://consumer.gov/managing-your-money/making-budgetYNAB. (n.d.). You need a budget (YNAB). Retrieved October 15, 2024, from https://www.ynab.com/